Terms & Conditions

Acceptance of Terms

By using the website clear-focus-web.com, you agree to these Terms & Conditions. If you do not agree with these terms, please do not use our site.

Description of Services

Clear Focus Web d.o.o. provides educational materials and advice on financial literacy. Our services include:

• Educational articles and guides on financial management
• Newsletter with financial tips
• Expense analysis and budget planning
• Support in setting financial goals

User Responsibilities

By using our site, you agree to:

• Provide accurate and complete information during registration
• Not use the site for illegal purposes
• Not attempt unauthorized access to our systems
• Respect intellectual property rights

Intellectual Property

All content on this site, including text, graphics, logos, images and software, is protected by copyright and other intellectual property laws. You may not copy, distribute or create derivative works without our express written permission.

Disclaimer

The information provided on this site is for educational purposes only and does not constitute financial, legal or investment advice. Always consult with a qualified professional before making financial decisions.

Limitation of Liability

Clear Focus Web d.o.o. is not liable for any direct, indirect, incidental, consequential or punitive damages arising from the use or inability to use our site or services.

Governing Law

These Terms & Conditions are interpreted and governed in accordance with the laws of the Republic of Croatia. All disputes shall be resolved before the competent courts in Zagreb.

Changes to Terms

We reserve the right to modify these Terms & Conditions at any time. Changes become effective upon publication on this page. By continuing to use the site after publication of changes, you accept the new terms.

Contact

For any questions regarding these Terms & Conditions, please contact us at: info@clear-focus-web.com